Living in Chandigarh on a Salary of Rs 50,000: A Feasibility Guide

Is it possible to live comfortably in Chandigarh with a monthly salary of Rs 50,000? The answer depends largely on your lifestyle, spending habits, and family size. In this article, we will break down the potential expenses and break it down to help you determine if this salary is feasible.

Breaking Down Potential Expenses

Housing

Rent:

A 1BHK apartment in a decent area may cost you between 10,000 to 20,000 per month. Shared accommodations can be cheaper.

Utilities

Electricity, Water, Internet:

These can range from 2,000 to 5,000 per month depending on usage.

Groceries

Monthly grocery expenses for a single person:

Can be around 2,500 to 5,000. For a family, it may go up to 10,000.

Transportation

If you use public transport, costs can be around 1,000 to 2,500 per month.

Owning a vehicle will increase this expense.

Dining Out

Eating out occasionally can add 2,000 to 5,000 to your monthly budget.

Other Expenses

Miscellaneous expenses, such as clothing and entertainment:

Can vary widely, but budgeting around 2,000 to 5,000 is reasonable.

Summary of Monthly Estimated Expenses

Scenario Total Estimated Monthly Expenses Low End: Shared accommodation, minimal dining out 20,500 High End: Decent accommodation, moderate lifestyle 47,500

Conclusion

With a salary of Rs 50,000, you can live comfortably in Chandigarh if you manage your expenses wisely. However, if you have dependents or prefer a more luxurious lifestyle, you might need to adjust your budget or seek additional income sources.

Well, it depends on your lifestyle. Also, it depends on your status: single, married. But 50k is enough to lead a pretty decent life in Chandigarh. Being a keralite, I have lived in Chandigarh for more than 20 years. It’s a beautiful city. A city you will fall in love with.

Yes, of course...
For a while... consider 10,000 your house rent...10,000 your household expenditure...5,000 vehicle expenses, and the rest 25,000 you are saving.

It totally depends on your living standards. If you choose to live in a PG or something, it should cost you around 15,000 a month. But if you go for renting a flat or a 2BHK set, it should cost you around 18,000.